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Amerifinancegroup has partnered with Lending Tree to bring the lowest the priced home loan to < /canada Residents. Get started in the right direction by receiving quotes from several lenders from lendingtree loan brokers.

Comparing /canada mortgages is far easier when you make use of LendingTree mortgage calculators. Compare multiple offers from local and national lenders to get the lowest home mortgage possible in Strong>--program

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Amerifinancegroup is a Full Service Internet Mortgage Corporation. Since our inception over 15 years ago, we've provided first class service to our valued customers by offering cost efficient financing for the acquisition and improvement of Real Estate. At Amerifinancegroup, we know that every individual transaction creates overall success. We have the stability, flexibility and aggressive pricing that will help you achieve your home mortgage goals.


These loans are available through local /canada mortgages brokers through Amerifinancegroup /canada mortgage program

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Interest Rates

Quick Mortgage Definitions / Terms / Facts

Is my personal information safe?
Absolutely. Your privacy and security is of the utmost importance to us. After logging into this system, your information is encrypted so your personal information cannot be accessed or viewed by anyone without the proper privileges. We maintain the highest level of security and data encryption available throughout your loan process.


What is the 30 Year, 1 Year LIBOR ARM?
This loan product offers a low introductory rate that can adjust every year according to the one-year LIBOR index. The London Interbank Offered Rate LIBOR index is an average of the interest rates that major international banks charge each other to borrow U.S. dollars. Interest rate adjustments have a 2.25% margin, an annual 2% adjustment cap, and an 8% lifetime adjustment cap off the start rate.

Is a Fixed Rate mortgage better than an Adjustable Rate mortgage?
The answer to this question depends on your situation. Many people prefer fixed rate mortgages with the low rates available today. If you are going to stay in your home for a short time, an adjustable rate may make more sense. Very popular options offered exclusively through zionmortgages.com are ARMs. These loans provide the security of a fixed rate loan and the lower rate benefits of an ARM. When you select your loan preferences, we will recommend the loan best suited for your needs.

What is prepaid interest?
This is the interim interest that accrues on the mortgage loan from the date of the loan closing to the beginning of the period covered by the first monthly payment. For example, if your closing date is scheduled for April 15, the first mortgage payment is due June 1. The lender will calculate a per-day interest amount that is collected at the time of closing. This amount covers the interest accrued from April 15 to May 1 and then your June 1 payment covers interest from May 1 to June 1.

Steps to Getting a /canada Mortgage?

Get a Free Credit Report!

The first step to getting a /canada mortgage is to know your credit score. Understanding your credit report is a critical part to getting your mortgage. Raise your score while you shop for your /canada home to get the lowest rate at closing, with a few easy steps you can easily raise your score in within a few months.

Get your Credit Score

Build Your Credit

Prequalify today for a new MasterCard that matches your credit profile. Risk Free. Start Now.

Can I get a FHA?
The process of applying for an FHA loan is pretty much the same as applying for a conventional mortgage. You will need to provide verified proof of your income over the past three years – yet what qualifies as income is relaxed a bit. Social security, alimony, rent paid by other family members and such qualify as income under the FHA program. In addition, short-term debt doesn’t count against you (short-term is defined as being able to be paid off in less than 10 months).

Lending Tree Mortgage Calculator

Compare /canada local and national bank lenders. /canada Mortgage Lenders are among some of the most stable and succesful in the country. Now is the time to get a new or refinanced mortgage while < interest rates are low! Increase Your Credit Score
Increase Your Credit Score – When you make your payments regularly, you improve your credit rating. Once your pre-payment penalty period is over, you should be able to refinance your mortgage loan for a much lower interest rate. After your bankruptcy has been discharged for over 2-3 years, you should have a much easier time qualifying for a lower interest rate mortgage loan.

Lending Tree Refinance Calculator

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