Amerifinancegroup has partnered with Lending Tree to bring the lowest the priced home mortgage
to UT Utah Residents.
Get started in the right direction by receiving quotes from several lenders from lendingtree loan brokers.
Comparing Utah home mortgage
is far easier when you make use of LendingTree mortgage calculators. Compare multiple offers from local and national lenders to get the lowest mortgages
possible in Utah.
Local home loans
Brokers.
Amerifinancegroup is a Full Service Internet Mortgage Corporation. Since our inception over 15 years ago, we've provided first class service to our valued customers
by offering cost efficient financing for the acquisition and improvement of Real Estate.
At Amerifinancegroup, we know that every individual transaction creates overall success. We have the stability, flexibility and aggressive pricing that will help you achieve your home mortgage
goals.
These loans are available through local Utah mortgages
brokers through Amerifinancegroup Utah home loan
program
Is my personal information safe?
Absolutely. Your privacy and security is of the utmost importance to us. After logging into this system, your information
is encrypted so your personal information cannot be accessed or viewed by anyone without the proper privileges. We
maintain the highest level of security and data encryption available throughout your loan process.
What is a good faith estimate?
Required by federal law, the Good Faith Estimate GFE is a written list of the estimated closing costs associated with
your mortgage transaction, including the lenders charges along with the local closing agents charges and fees. It
also includes estimated amounts for real estate property taxes and homeowners insurance.
Are there any fees for a Lock?
zionmortgages.com does not charge a fee for the initial rate lock. The rates posted reflect 30 day pricing and there is
no fee to lock in the posted pricing. If you choose to lock an ARM with an extended lock 90-360 days, your lock will
carry a Non Delivery Fee. If your loan does not close for any reason, you will be charged the Non Delivery Fee, which is
based upon your chosen lock-in period and loan amount.
What is the difference between a Fixed Rate loan and an Adjustable Rate mortgage?
The interest rate of a Fixed Rate loan is set for the life of the loan. The interest rate of an Adjustable Rate
loan fluctuates with the market according to the parameters set within the loan.
Steps to Getting a Utah Mortgage?
Get a Free Credit Report!
The first step to getting a Utah mortgage is to know your credit score.
Understanding your credit report is a critical part to getting your mortgage.
Raise your score while you shop for your Utah home to get the lowest rate at closing, with a few easy steps you can easily raise your score in within a few months.
Mortgage Qualification Guidlines
1.For income from a second job to be considered as part of your qualifying income, you have to have a long history of at least two years receiving that second income as part of your toal earnings.
2. If you have been receiving income through child support, you should have been receiving income consistently. You would be required to submit a history of the payments made for the child support. Usually, if your child support status has just been awarded recently, it might not be considered as a qualifying source of income.
3. It is not advisable to apply for a mortgage loan while being involved in a lawsuit or any legal matter. You should prospone your application until that legal matter is settled and resolved before you could apply for a mortgage loan.
Lending Tree Mortgage Calculator
Compare Utah local and national bank lenders.
Utah Mortgage Lenders are among some of the most stable and succesful in the country. Now is the time to get a new or refinanced mortgage while UT interest rates are low!
Get Pre-Qualified for a Home Loan
Getting pre-qualified for a mortgage before beginning your search will speed up the home buying process. A pre-qualification provides an idea of an affordable mortgage amount. Thus, you avoid touring homes and neighborhoods outside your budget. A pre-qualification letter from a lender does not guarantee a loan. The loan amount is contingent on income, employment, and credit verification.
