Amerifinancegroup has partnered with Lending Tree to bring the lowest the priced home loan
to UT Utah Residents.
Get started in the right direction by receiving quotes from several lenders from lendingtree loan brokers.
Comparing Utah home loan
is far easier when you make use of LendingTree mortgage calculators. Compare multiple offers from local and national lenders to get the lowest mortgage
possible in Utah.
Local home mortgage
Brokers.
Amerifinancegroup is a Full Service Internet Mortgage Corporation. Since our inception over 15 years ago, we've provided first class service to our valued customers
by offering cost efficient financing for the acquisition and improvement of Real Estate.
At Amerifinancegroup, we know that every individual transaction creates overall success. We have the stability, flexibility and aggressive pricing that will help you achieve your home mortgage
goals.
These loans are available through local Utah home loan
brokers through Amerifinancegroup Utah home loans
program
Is my personal information safe?
Absolutely. Your privacy and security is of the utmost importance to us. After logging into this system, your information
is encrypted so your personal information cannot be accessed or viewed by anyone without the proper privileges. We
maintain the highest level of security and data encryption available throughout your loan process.
What is the Lock Policy?
The interest rate market is dynamic and subject to movements without advance notice. To protect you from interest rate
fluctuations, zionmortgages.com allows you to lock in the interest rate and corresponding points quoted to you when you
apply for a loan with us. This locked-in rate is good for a certain period of time, regardless of whether rates go up or
down. Please note that zionmortgages.com is not responsible for any rates that may change prior to when you lock in your
rate. This policy is subject to change without advance notice by us.
Is it a good idea to shop for a loan using the APR?
Yes. Comparing the APR is typically the best way to compare loans. When shopping for a loan it is always best to
compare apples to apples--try to compare the same rate with the applicable points and closing costs.
What is an Interest Rate Lock?
A lock is an obligation by us that your loan application will be locked in for a certain period of time to the interest
rate and corresponding points at the time you choose to lock in your loan. A lock does not represent in any way an
approval of your loan application.
Steps to Getting a Utah Mortgage?
Get a Free Credit Report!
The first step to getting a Utah mortgage is to know your credit score.
Understanding your credit report is a critical part to getting your mortgage.
Raise your score while you shop for your Utah home to get the lowest rate at closing, with a few easy steps you can easily raise your score in within a few months.
Can I get a FHA?
The process of applying for an FHA loan is pretty much the same as applying for a conventional mortgage. You will need to provide verified proof of your income over the past three years – yet what qualifies as income is relaxed a bit. Social security, alimony, rent paid by other family members and such qualify as income under the FHA program. In addition, short-term debt doesn’t count against you (short-term is defined as being able to be paid off in less than 10 months).
Lending Tree Mortgage Calculator
Compare Utah local and national bank lenders.
Utah Mortgage Lenders are among some of the most stable and succesful in the country. Now is the time to get a new or refinanced mortgage while UT interest rates are low!
Mortgage Qualification Guidlines
Here are some of the general guidelines of how you can qualify for a mortgage loan:
1. You should wait for at least 2 years since your final discharge date, if you had gone through bankruptcy filing
2. You should wait at least 3 years since the foreclosure had been Completed, in case you have had a foreclosures in the past.
