Amerifinancegroup has partnered with Lending Tree to bring the lowest the priced home loans
to UT Utah Residents.
Get started in the right direction by receiving quotes from several lenders from lendingtree loan brokers.
Comparing Utah home mortgage
is far easier when you make use of LendingTree mortgage calculators. Compare multiple offers from local and national lenders to get the lowest home loans
possible in Utah.
Local home loan
Brokers.
Amerifinancegroup is a Full Service Internet Mortgage Corporation. Since our inception over 15 years ago, we've provided first class service to our valued customers
by offering cost efficient financing for the acquisition and improvement of Real Estate.
At Amerifinancegroup, we know that every individual transaction creates overall success. We have the stability, flexibility and aggressive pricing that will help you achieve your home mortgage
goals.
These loans are available through local Utah home mortgage
brokers through Amerifinancegroup Utah home loans
program
Is my personal information safe?
Absolutely. Your privacy and security is of the utmost importance to us. After logging into this system, your information
is encrypted so your personal information cannot be accessed or viewed by anyone without the proper privileges. We
maintain the highest level of security and data encryption available throughout your loan process.
Are there any fees for a Lock?
zionmortgages.com does not charge a fee for the initial rate lock. The rates posted reflect 30 day pricing and there is
no fee to lock in the posted pricing. If you choose to lock an ARM with an extended lock 90-360 days, your lock will
carry a Non Delivery Fee. If your loan does not close for any reason, you will be charged the Non Delivery Fee, which is
based upon your chosen lock-in period and loan amount.
What is "Auto Pay" and what are the benefits?
"Auto Pay" is a service we provide so that you do not have to write a check each month. We will automatically take your
monthly mortgage payment out of your Checking/Savings Account each month. You may also receive a lower
price by having the "Auto Pay" feature set up with zionmortgages.com or one of our affiliate banks.
How are rates determined?
Rates are determined by the bond market and other financial indicators. These rates can change daily or more
frequently. The changes are based on many different economic indicators in the financial markets. To obtain
current interest rates, view "Today’s Rate" on the front page or enter your desired
loan amount into "Custom Rate Search" on the left hand column of the front page.
Steps to Getting a Utah Mortgage?
Get a Free Credit Report!
The first step to getting a Utah mortgage is to know your credit score.
Understanding your credit report is a critical part to getting your mortgage.
Raise your score while you shop for your Utah home to get the lowest rate at closing, with a few easy steps you can easily raise your score in within a few months.
Increase Your Credit Score
Increase Your Credit Score – When you make your payments regularly, you improve your credit rating. Once your pre-payment penalty period is over, you should be able to refinance your mortgage loan for a much lower interest rate. After your bankruptcy has been discharged for over 2-3 years, you should have a much easier time qualifying for a lower interest rate mortgage loan.
Lending Tree Mortgage Calculator
Compare Utah local and national bank lenders.
Utah Mortgage Lenders are among some of the most stable and succesful in the country. Now is the time to get a new or refinanced mortgage while UT interest rates are low!
Select a Good First Time Homebuyer Loan Package
Working with a mortgage broker is the best way to locate excellent first time home buying loans. Many first time homebuyers do not have extra cash for closing or down payments. A mortgage broker has access to several lenders that are willing to offer assistance for down payments and closing fees. Furthermore, if you have bad credit, a broker can match you with a bad credit or sub prime mortgage lender. The advantage of working with brokers is that you receive multiple offers. After receiving the loan application, your broker will send you up to four offers from prospective lenders
