Amerifinancegroup has partnered with Lending Tree to bring the lowest the priced home mortgage
to UT Utah Residents.
Get started in the right direction by receiving quotes from several lenders from lendingtree loan brokers.
Comparing Utah home loans
is far easier when you make use of LendingTree mortgage calculators. Compare multiple offers from local and national lenders to get the lowest home mortgage
possible in Utah.
Local home loans
Brokers.
Amerifinancegroup is a Full Service Internet Mortgage Corporation. Since our inception over 15 years ago, we've provided first class service to our valued customers
by offering cost efficient financing for the acquisition and improvement of Real Estate.
At Amerifinancegroup, we know that every individual transaction creates overall success. We have the stability, flexibility and aggressive pricing that will help you achieve your home loans
goals.
These loans are available through local Utah home mortgage
brokers through Amerifinancegroup Utah mortgages
program
Is my personal information safe?
Absolutely. Your privacy and security is of the utmost importance to us. After logging into this system, your information
is encrypted so your personal information cannot be accessed or viewed by anyone without the proper privileges. We
maintain the highest level of security and data encryption available throughout your loan process.
Can I refinance my FHA loan?
Yes, and we make it easy. Our FHA streamline program requires no appraisal, no income documentation, no office
visit, and best of all--NO FEES!
What are credit scores?
Your credit score is an indication of your payment habits. There can be mistakes on your credit report. You should make
an effort to correct these mistakes. You can review your credit record by ordering a copy of your credit report.
What is the 30 Year, 1 Year LIBOR ARM?
This loan product offers a low introductory rate that can adjust every year according to the one-year LIBOR index.
The London Interbank Offered Rate LIBOR index is an average of the interest rates that major international banks
charge each other to borrow U.S. dollars. Interest rate adjustments have a 2.25% margin, an annual 2% adjustment cap,
and an 8% lifetime adjustment cap off the start rate.
Steps to Getting a Utah Mortgage?
Get a Free Credit Report!
The first step to getting a Utah mortgage is to know your credit score.
Understanding your credit report is a critical part to getting your mortgage.
Raise your score while you shop for your Utah home to get the lowest rate at closing, with a few easy steps you can easily raise your score in within a few months.
Mortgage Qualification Guidlines
1. If the government has established your student loan to be in default, it is possible that you are not found to be a qualified applicant for a mortgage loan. However, there are cases the disqualification may be waived provided that you have entered into your repayment negotiations to schedule for the student loan and you have made punctual payments again for the previous year.
2. You should pay any outstanding collection payments prior to filing you application for the mortgage loan.
3. If you are subject to cases that involve child support payments, your payments should be current and caught up. All court ordered judgments should have been paid up to date.
Lending Tree Mortgage Calculator
Compare Utah local and national bank lenders.
Utah Mortgage Lenders are among some of the most stable and succesful in the country. Now is the time to get a new or refinanced mortgage while UT interest rates are low!
Consolidate Debt
Take Out An Equity Loan To Consolidate Debt or Get Needed Extra Cash – Once you have bought your house, as soon as 6 months or so later, you might be able to take out an equity loan on your home and consolidate any other debt that you might have since your bankruptcy or debt that could not be included in your bankruptcy. Taxes and student loans will not be discharged in a bankruptcy. You may also want to use the extra cash to invest in a business venture or for needed home improvement.
